T-shirts for the boys

I ordered HTV (heat transfer vinyl) from a local company, Crafter’s Corner.  I previously have used the Cricut brand HTV from Joanns.

I was very impressed.  First, it was only $7.49 per sheet.  The sheet was 15×36 inches.  That is twice the size as the Cricut brand and for half the price.  Shipping was a flat rate of $5 and it was delivered within two days of me placing my order.

It does seem like good quality vinyl as well.  I will be ordering from them for all my future vinyl needs.

Paul brews beer.  He has named his line Hoptopia.  I made him a shirt previously and every so often he talks about how I should make him a bunch more shirts as those are the only shirts he wants to wear outside of work.

I wanted to do the logo in green this time.  I ordered the fluorescent green.  I saved the image from last time, so everything was ready to go.

It did go on very nice and held up well in the wash.

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(sorry for the lighting in the picture.  You can get a better idea of the green in the frog picture below)

I have a ton of green leftover, so I decided to make a shirt for Alex as well.  There are only so many things you can do with green.  I went with a frog.  I will continue to make him shirts till he gets old enough and doesn’t want to wear the shirts from mom anymore.

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Make it a great day,

Jen

L&D hospital bill

Having a baby is such an exciting time.  Your emotions are all over the place and you can’t wait to meet and hold your precious baby.

No one talks about the bills you are about to get in the mail.

While I was pregnant I called my insurance to make sure my doctor and the hospital would be in network.  She went over my benefits and stated I had a $4000 deductible.  From the conversation, I took it that labor and delivery would cost us $4000.

I then realized that I would actually have to pay our out-of-pocket max which was $6000.  That was a little harder to swallow.

Then, at the very end it hit me.  Yes, I would have to pay the out-of-pocket max, but not for just me.  Our baby would also have bills from L&D, so we would in fact have to pay the family out of pocket max of $8000.  Now that was a shock to the system.

How is one supposed to pay $8k when they just had a baby and are not working.  I thought we may get a little break and have a month or two before the bills came in.  Nope.  We received our first bill within the first week of coming home.

I received a lump sum for my 6 week leave at the beginning of my maternity leave.  When I went back to work, I had to get back on the payroll cycle, so I went just under two months without another paycheck.  I also had to make a payment plan with my employer on how to pay back my insurance premiums from when I was gone.  So, for the first three checks my checks were less due to insurance on top of the higher bi-weekly premium now coming out for three people.

I was making monthly payments, but the hospital threatened to send me to collections if I didn’t comply.  I talked to several people and it saddens me with how unfriendly and unwilling they are to work with patients.  I was never late and was making monthly payments, but they still treated me like I was uncompliant.  How was I not complying, I was making on time payments every month!  I had three options:  1.  make monthly payments of $450.  That wasn’t going to happen.   I was back to work and now had to figure out how to pay $640 in daycare a month.  2. Qualify for financial assistance.  We made too much.  3. Go on Medcredit for monthly payments with interest.  I thought you couldn’t charge interest on medical.  We had no choice, had to go on Medcredit.  The interest on a $6500 bill was a lot!  My smaller payments were not making a dent as it was paying the interest every month.  I took some money and paid a portion of it just to get the interest manageable.  This is how people go bankrupt from medical, you can never pay down your balance as you are just paying the interest every month.

This past November I switched jobs that included a better health plan and bump in salary.  I used the extra money to start making big payments.  I realized that making one payment a month would not work for paying down the bill.  So, every paycheck I started making payments.  I do believe this is why we were able to pay down the bill a lot faster and this morning I made our last hospital payment!  $8000 in 18 months.  That was exhausting and mentally draining.  I am so very happy to not have this over our heads anymore.

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Make it a great day,

Jen

 

Springfest 5k

This weekend was race day.  This was my first race since I became pregnant.

The race was at our local church for their spring event/carnival.  There were less than 50 people who ran.  I have never been in such a small race before.  Paul normally comes with, and he had to work, so it was just me.  I got there early, so I had an hour to sit around before the race.

It was cold, around 43 degrees, and there was rain throughout the race.  It sure was cold. I debated not going due to the weather and being by myself.  I told myself this may happen from time to time now with Alex.  I may have to find someone to watch him and go by myself now for races.

I went.  I ran.  I finished.

I finished in 29:20.  I thought that was a good time all things considered.  It felt like a good race and I am glad to have that one under my belt.

I do think I would like to do that one again in the future.  It was kind of nice not to have so many people in the race, gave me some room to move and keep my pace.

Make it a great day,

Jen

Yoga Fusion

Today I took a break from running and did Yoga Fusion from Revelation Wellness.

I am not the biggest fan of Yoga.  I try it every so often.  I have not done yoga fusion before.

I was surprised at how much of a workout this one was and I was dripping in sweat at one point.  It did keep me engaged and the time went by pretty fast.

I also did notice that I was sitting up straight in the car driving to work this morning.  Normally I am slouched and relaxed in the car.

I will hold onto this workout and keep putting it in rotation.

Make it a great day,

Jen

Runner Series 05/16/17

This weekend was Mother’s Day.  Paul and Alex bought me a new running watch.  I got a Moto 360 sport.  I am very excited!  I have wanted a watch that has GPS and that can track my pace as I am in the middle of a run.

Saturday I went for a run.  I decided to go longer than planned.  I didn’t know how far and fast I went till I went to Map My Run to log the workout.  I no longer have to wait for that.  It will tell me on the watch.

I am hoping come race day it will also help me keep a slower pace in the beginning instead of starting too fast.

This week is race week!  I have a 5k run on Saturday.

I ran 3 miles this morning.  I listened to Mom Struggling Well podcast this morning.  I am used to music, but this does help the time go by while I am on the treadmill.

Make it a great day,

Jen

S’mores cookies

I found this design by Glorious Treats a while ago and have wanted to make them.  We booked our first camping trip with Alex, so I thought these would be perfect to make.

I have seen other bloggers use wood for backgrounds lately.  I was just about to ask Paul to make one for me out of wood when I came across a blog.  She was showing her setup for food photography.  There was the wood background, but it was a vinyl backdrop.  AHA!  That is so easy and simple.  I can’t believe I thought everyone had these wood planks stored all over their house.  I ordered one from Etsy and was excited to use it.

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I used do basic simple pictures, but I am trying to take a little extra time in my presentation lately.  Plus, Alex loves the leftover graham crackers.

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Cookies really do take a long time to make.  These took longer then I was expecting. I was originally going to decorate Sunday morning for 2 hours before Alex woke up, but decided to do them Saturday night instead.  I am glad I did as I would not have been able to finish them Sunday morning since they took 2 1/2 hours to decorate.

Cookies are my weakness.  I always have to find a way to get them out of the house before I eat them all.  This time we brought some to our neighbors.

Make it a great day,

Jen

Runner series 05/08/17

I used to run all the time.  I would run if I had a bad day.  I would run if I had a good day.  I would run if the sun was shining.  I would run just to run.

I didn’t workout while I was pregnant in 2015.  I was exhausted in the beginning, and then decided to take a break for a while.  I didn’t run in 2016.  I was breastfeeding and it was easier to do low impact workouts instead.

2017:  The beginning I would do HIIT treadmill training for a month or so.  I would only run for max 20 minutes.  The last two weeks I have decided to run again and began steady state running.  I have run 2 times outside with the jogger.

Saturday I decided to wake up early and go for a solo run.  It was cold, but I loved it!  I had a good pace and it felt good.  I knew I would run faster outside than on the treadmill.  I also went 4.5 miles.  The longest I have gone so far was only 4, so not that big of a difference.

I also thought it would be a good idea to make a HIIT workout video during nap time on Saturday.

Sunday, I got shin splints.  Lovely.

So, I didn’t really know how today’s workout was going to go.  I thought I would try to run through the pain, but keep the speed a little slower.  I did end up doing 2.5 miles today.  During the run I could feel it, but it wasn’t too bad.

Tomorrow will definitely have to be a rest day for my legs and I will do upper body instead.  I am not one to stop due to pain/injury.  Especially if I just got back into running.  I do need to remember it has been a long time since I have really ran and I need to ease into it slowly.

Make it a great day,

Jen